General

Question: What do I need to apply for a loan?

Answer: Two (2) forms of Government Issued ID (Passport, Driver's License, Voter's Card, Social Security Card, Medical Benefits Card), Recent Utility Bill in your name to verify Address, Recent Job Letter and last Four (4) Consecutive Payslips.

Question: Do you offer loans longer than Six (6) months

Answer: Loans longer than Six (6) months will be considered on a case by case basis

Question: How soon after I pay off my loan, can I apply for a new loan

Answer: Immediately

Question: Are there any processing fees?

Answer: No

Employment

Question: How long must I be permanently employed with my Company to apply for a loan?

Answer: Four (4) Months

Question: What is the procedure if i change jobs while still repaying my loan?

Answer: You would have to provide a new job letter and a new Salary Deduction Authorization Form

Repayment

Question: Can I repay my loan in a Lump Sum ( All funds at the end of the Loan Period)?

Answer: No.

Question: Can I repay my loan in full before the due date?

Answer : Yes